Buying or selling
Investor decision centre
Start with the decision. We will take you to the right tool.
Thirty-six connected tools for search, finance, income, currency, off-plan, verification and land development—without return promises or misleading instant prices.
Choose your route
What decision are you working on now?
Building a portfolio
Test return, risk and income.
Compare published properties, pressure-test assumptions and plan the next five years.Land & development
Connect feasibility to the bid.
Model residual land value, monthly funding, IRR and the payment terms you can defend.Explore the toolkit
Search by decision or choose a stage.
36 tools shown
01Start & search
Private Property Match
Turn area, budget, timing, funding and target return into one connected search brief.
Build my brief →02Start & search
Investor Profile
Define your capital, objective, time horizon and risk comfort before comparing inventory.
Build my profile →03Returns & portfolio
Portfolio Planner
Combine up to five published properties into one capital, cash-flow, concentration and five-year case.
Build a portfolio →04Returns & portfolio
Five-year Capital Planner
Model one property's income, operating costs, finance, equity and indicative exit using your assumptions.
Open the planner →05Finance & closing
Mortgage Calculator
Estimate monthly payments, initial cash and financing cost before speaking with a bank.
Estimate financing →06Start & search
Verified Properties
Browse only inventory exposed by the OS public feed with publication fundamentals present.
Browse properties →07Start & search
Seller Review
Request a private evidence-led valuation and launch strategy without a misleading instant price.
Start seller review →08Returns & portfolio
Offer Planner
Test your proposed price across entry cash, finance, yield and year-one cash flow before negotiation.
Build an offer case →09Verify & inspect
Golden Visa Readiness
Check the published property-value test and core document readiness without confusing it with government approval.
Check readiness →10Verify & inspect
Deal Readiness Room
Track 18 ownership, permit, finance, occupancy, contract and closing evidence gates for one deal.
Open the deal room →11Income & exit
Rent Strategy Lab
Compare annual leasing and short-term rental after operating costs, then see the occupancy break-even point.
Compare rental routes →12Verify & inspect
Viewing Companion
Record 20 observations, investigation flags and evidence questions while you are inside the property.
Open the companion →13Income & exit
Hold or Sell Lab
Compare 1, 3 and 5-year exit wealth, rental cash, mortgage balance and profit on today's equity with selling now.
Compare exit horizons →14Off-plan
Off-plan Cash Flow
Turn reservation, construction, handover and post-handover percentages into a dated liquidity plan.
Build the cash schedule →15Off-plan
Payment-plan Comparator
Compare three off-plan structures against the same capital, costs and monthly contribution.
Compare three plans →16Off-plan
Off-plan Resale Lab
Reconcile paid and remaining balances, then estimate cash released, selling costs, profit and break-even resale price.
Model an off-plan exit →17Off-plan
Handover Command Centre
Model the possession cash gap and track 20 payment, contract, inspection and operational readiness controls.
Control the handover →18Income & exit
Rental Income Launch
Expose the no-income runway, launch cash, reserve gap and stabilized rental cash flow before leasing begins.
Plan the income launch →19Income & exit
Lease Offer Comparator
Compare three tenant offers after vacancy, rent-free days, owner costs, concessions and cheque timing.
Compare tenant offers →20Income & exit
Renew or Re-let Lab
Compare a current-tenant renewal with a new letting after vacancy, commission, turnover costs and concessions.
Test the renewal decision →21Income & exit
Three-year Rent Path
Compare measured renewal growth with resetting to market after vacancy and costs, year by year.
Model the rent path →22Returns & portfolio
Deal Stress Test
Test one property across base, cautious and downside cases for rent, vacancy, finance, costs and exit.
Pressure-test the deal →23Returns & portfolio
Investor Break-even Map
Expose the exact rent, yield, vacancy, mortgage-rate, down-payment and price limits implied by one investment case.
Map the safety margin →24Finance & closing
Refinance & Rate-reset Planner
Compare keeping the mortgage through its rate reset with refinancing now across payments, fees, interest and debt paydown.
Compare both loan paths →25Finance & closing
Debt Paydown Lab
Compare the contract schedule with monthly and lump-sum overpayments while keeping fees and the liquidity reserve visible.
Test a faster payoff →26Finance & closing
Buy vs Rent Lab
Compare ownership equity with renting and investing unused capital on the same monthly budget across the selected holding period.
Compare both routes →27Land & development
Land Development Feasibility
Turn confirmed FAR, efficiency, construction and sales assumptions into GFA, GDV, development cost, profit and residual land value.
Model a land case →28Finance & closing
Cash-to-Close Planner
Bring the deposit, transfer costs, finance charges and protected reserve into one buyer-side close plan.
Plan closing cash →29Land & development
Development Cash Flow & IRR
Phase land, construction, finance and sales monthly to expose IRR, NPV, peak funding, cash gap and break-even timing.
Build the cash-flow model →30Land & development
Land Bid & Payment Terms
Compare your offer, the seller counter and asking price against residual value, upfront cash, deferred payments and present value.
Structure the land bid →31Returns & portfolio
Global Investor Currency Planner
Translate entry capital, rental cash and 1, 3 and 5-year exits into your home currency, then test FX movement and transfer costs.
Test currency exposure →32Finance & closing
Mortgage Buying Power
Find the property-price ceiling supported by income and cash, then pressure-test payments before choosing inventory.
Model my buying power →33Finance & closing
Valuation Gap & Finance Shortfall
Test purchase price against bank valuation, LTV, approval cap, closing cash and a protected reserve before committing.
Expose the valuation gap →34Finance & closing
Prepay or Invest
Compare the same lump sum and monthly allocation across mortgage debt reduction, interest avoided, investment value, fees and reserve protection.
Compare both paths →35Returns & portfolio
Equity Release & Next Purchase
Model refinance proceeds, retained equity, protected reserves and the price and finance ceiling for the next property.
Plan the next purchase →36Start & search
Private Investor Workspace
Resume saved plans, shortlist references and your last decision tool in one device-only workspace without uploading calculator inputs.
Open my workspace →Clear boundaries
Calculators show the effect of assumptions. An advisor verifies the evidence.
These tools are not a valuation, mortgage offer or return guarantee. Rent, costs, availability, finance and exit evidence must be verified before acting.
Start with a property brief